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Grow Wealth, Protect Family With Smart ULIPs

India's most trusted platform to compare Unit Linked Insurance Plans from 10 leading insurers. Expert advice, zero commission, real-time projections.

Rs.0
Assets Advised
0
Investors Served
0
Partner Insurers
10-Year ULIP Growth
Live Estimate
Rs.28.7 Lakh
On Rs.5,000/month investment at 14% p.a.
ICICI Pru Equity Fund+22.4%
Tata AIA Growth Fund+19.8%
Max Life Flexi Cap+18.5%
SBI Life Equity Fund+16.2%
Tax Saved / Year
Rs.46,800
Lock-in Period
5 Years Only
Fund Switches
Unlimited
IRDAI Regulated Insurer
Tax-Free Maturity 10(10D)
Market-Linked Returns
Free Fund Switching
Zero Commission Advice
Quick Policy Issuance
2.5 Lakh+ Investors Served
10+ Insurer Partners
IRDAI Regulated Insurer
Tax-Free Maturity 10(10D)
Market-Linked Returns
Free Fund Switching
Zero Commission Advice
Quick Policy Issuance
2.5 Lakh+ Investors Served
10+ Insurer Partners
IRDAI Regulated Insurer
Tax-Free Maturity 10(10D)
Market-Linked Returns
Free Fund Switching
Zero Commission Advice
Quick Policy Issuance
2.5 Lakh+ Investors Served
10+ Insurer Partners
01 — Compare Plans

10 India's Best
ULIP Providers

We've partnered with India's most trusted life insurance companies. Hover any card to explore plan details.

PNB MetLife India Insurance
10-18%
Expected Returns p.a.
Flexible fund options
Tax benefits u/s 80C & 10(10D)
Life cover + investment
Bajaj Allianz Life Insurance
10-20%
Expected Returns p.a.
Multiple fund choices
Loyalty additions
Partial withdrawal facility
Hot
Max Life Insurance
12-22%
Expected Returns p.a.
Waiver of premium
Top-up facility
Comprehensive life cover
Axis Max Life Insurance
11-19%
Expected Returns p.a.
Auto rebalancing
Switch between funds
Settlement option
Kotak Life Insurance
10-18%
Expected Returns p.a.
Multiple fund options
Premium redirection
Tax-free maturity
Hot
Tata AIA Life Insurance
12-21%
Expected Returns p.a.
Guaranteed additions
Smart fund switching
Comprehensive protection
Aviva Life Insurance
10-17%
Expected Returns p.a.
Fund performance tracker
Flexible withdrawals
Life stage option
Hot
SBI Life Insurance
10-18%
Expected Returns p.a.
SBI network support
Transparent charges
Strong fund performance
Hot
ICICI Prudential Life Insurance
12-22%
Expected Returns p.a.
Wealth boosters
Systematic transfer plan
Goal-based investing
Canara HSBC Life Insurance
10-18%
Expected Returns p.a.
Return of mortality charges
Fund switching
Tax benefits
Get Personalised Plan Recommendation →
02 — Returns Calculator

See Your Money
Grow in Real Time

Monthly Premium
Rs.5,000/mo
Rs.1,500Rs.1 Lakh
Policy Duration
10 Yrs
5 Years30 Years
Expected Returns
12% p.a.
6%24%
Projections are estimates based on market-linked performance. Past performance does not guarantee future results.
Invest in Best ULIP Now →
Estimated Maturity Value
Rs.0
✅ Tax-free under Section 10(10D) of Income Tax Act
Total Invested Rs.0
Wealth Gained Rs.0
Absolute Return
0%
Tax Benefit / Year
Rs.46,800
Lock-in Period
5 Years
Expert Call
Within 30 Min
03 — Our Edge

Why 2.5 Lakh+
Investors Choose Us

We built ULIPBazaar with one principle: your financial goals always come first. No commissions, no bias, no shortcuts.

Speak to an Expert →
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Zero Commission Advice
Our advisors are salaried professionals, not commission agents. Every recommendation is built around your goals only.
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Real-Time Comparison
50+ ULIP plans from 10 insurers compared side-by-side across returns, charges, riders, and fund quality.
IRDAI Certified Team
Every advisor holds IRDAI certification with 10+ years experience in life insurance and wealth management.
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Bank-Grade Privacy
Your data is encrypted at rest and in transit. We never sell, share, or monetize your personal information.
30-Min Expert Call
Submit a query and our advisor calls you within 30 minutes during business hours. No bots, no queues.
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Trusted Since 2018
Over 2.5 lakh investors have trusted ULIPBazaar for over 6 years. Track record speaks for itself.
04 — Process

Start Investing
in 4 Simple Steps

01
Share Your Goals

Tell us your investment amount, risk appetite, goals, and time horizon. Takes just 2 minutes.

02
See Shortlisted Plans

We surface top 3 ULIP plans perfectly matched to your financial profile from 10 insurers.

03
Expert Consultation

A certified advisor calls within 30 min to explain plans, clear doubts, and guide your choice.

04
Invest & Track

Complete digital KYC, select your funds, and start building tax-free wealth from day one.

Start Now — Call 8920998092
05 — Social Proof

Real Investors,
Real Returns

★★★★★

"ULIPBazaar helped me choose the right ULIP plan from ICICI Prudential. My investment has grown over 16% in 3 years. The team was very professional and transparent about all charges."

R
Rajesh Sharma, New Delhi
ICICI Prudential ULIP
★★★★★

"I was confused between various ULIP plans. ULIPBazaar's advisor explained everything in detail and helped me pick Tata AIA. Best decision of my financial life!"

P
Priya Verma, Mumbai
Tata AIA ULIP
★★★★★

"Great platform to compare ULIPs. Their calculator showed me exactly what I would earn. Invested in Max Life ULIP and returns have been excellent."

A
Amit Gupta, Bangalore
Max Life ULIP
★★★★

"Very helpful team. They explained the difference between various fund options and helped me choose a balanced fund from SBI Life. Happy with the service!"

S
Sunita Patel, Ahmedabad
SBI Life ULIP
★★★★★

"The ULIP calculator on ULIPBazaar is very accurate. Invested in Bajaj Allianz based on their recommendation and getting 18% returns. Highly recommended!"

V
Vikram Nair, Chennai
Bajaj Allianz ULIP
★★★★★

"Excellent service! ULIPBazaar team is knowledgeable and helped me understand ULIP tax benefits. Invested in Kotak Life for my child's education planning."

M
Meera Joshi, Pune
Kotak Life ULIP
06 — FAQ

Questions
Answered

Everything you need to know before making your ULIP investment decision.

Ask Our Experts →
What is ULIP? +
ULIP (Unit Linked Insurance Plan) is a unique financial product that combines life insurance with investment. A portion of your premium goes toward life cover, while the rest is invested in market-linked funds of your choice — equity, debt, or balanced funds. It offers dual benefits: wealth creation and life protection.
Is ULIP better than Mutual Funds? +
ULIPs offer life insurance cover along with investment, while mutual funds are pure investment products. ULIPs enjoy tax-free maturity under Section 10(10D) and deductions under 80C. They are ideal for long-term goals (5+ years) where you need both insurance and investment. After 5 years, ULIPs can be very competitive with mutual funds.
What are the tax benefits of ULIP? +
ULIPs offer excellent tax advantages: Premium paid is deductible under Section 80C up to ₹1.5 lakh per year. Maturity proceeds are completely tax-free under Section 10(10D) (if annual premium ≤ ₹2.5 lakh for policies after Feb 2021). There is no long-term capital gains tax on switching between funds within the ULIP.
How much can I invest in a ULIP? +
You can start investing in a ULIP with as little as ₹1,500 per month. There is no upper limit to investment. The minimum sum assured is typically 10 times the annual premium. You can also make top-up investments to boost your wealth creation at any time after the lock-in period.
What is the lock-in period for ULIP? +
ULIPs have a mandatory lock-in period of 5 years as per IRDAI regulations. You cannot surrender the policy or make withdrawals during this period. After 5 years, you can make partial withdrawals or fully surrender the policy. Most experts recommend staying invested for 10-15 years for maximum wealth creation.
Which is the best ULIP plan in 2024? +
The best ULIP depends on your risk appetite, financial goals, and investment horizon. Top-performing ULIPs in 2024 include ICICI Prudential Wealth Builder, Tata AIA Fortune Pro, Max Life Fast Track Super, and Bajaj Allianz Future Gain. Our advisors at ULIPBazaar can help you choose the best plan based on your profile. Call us at 8920998092.
What happens if I miss a ULIP premium? +
If you miss a premium payment, the insurer gives you a grace period of 15-30 days. If you don't pay within this period, the policy lapses. During the lock-in period, the fund value is moved to a discontinued policy fund. After the lock-in, you can revive the policy within 2-3 years by paying outstanding premiums plus interest.
Can I switch funds in ULIP? +
Yes! One of the biggest advantages of ULIP is free fund switching. You can switch between equity, debt, and balanced funds based on market conditions and your risk appetite. Most insurers offer 4-12 free switches per year. This allows you to protect your gains when markets are volatile and capitalize when markets rise.
07 — Get Started

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