IRDAI Approved · 100% Transparent

Grow Wealth &
Protect Your Future
With Smart ULIPs

India's most trusted platform to compare Unit Linked Insurance Plans from 10+ leading insurers. Expert advice, accurate projections, zero commission.

Rs.0

Assets Managed

Happy Investors

Insurer Partners

📊 Calculate Returns 📞 Talk to Expert

10-Year ULIP Growth

Live Estimate

Rs.28.7 Lakh

On Rs.5,000/month at 14% p.a. returns

ICICI Pru Equity Fund+22.4%

Tata AIA Growth Fund+19.8%

Max Life Flexi Cap+18.5%

SBI Life Equity Fund+16.2%

Tax Saved Rs.46,800/yr

5 Year Lock-in

Free Switching

IRDAI Approved

Our Partners

Compare Top ULIP Plans From
India's Leading Insurers

We've partnered with India's most trusted life insurance companies. Compare plans, returns and features to choose what fits your goals best.

PNB MetLife India Insurance

📈 10% - 18% p.a. Returns

PNB MetLife combines Punjab National Bank trust with MetLife global expertise for market-linked wealth creation.

Flexible fund options
Tax benefits u/s 80C
Life cover + investment

Get Plan Details →

Bajaj Allianz Life Insurance

📈 10% - 20% p.a. Returns

Bajaj Allianz offers market-linked ULIP plans with strong fund management and consistent long-term performance.

Multiple fund choices
Loyalty additions
Partial withdrawal facility

Get Plan Details →

⭐ Popular

Max Life Insurance

📈 12% - 22% p.a. Returns

Max Life ULIP plans deliver top-rated fund performance with customer-centric features for long-term goals.

Waiver of premium
Top-up facility
Comprehensive life cover

Get Plan Details →

Axis Max Life Insurance

📈 11% - 19% p.a. Returns

Axis Max Life combines banking strength with insurance expertise for effective ULIP wealth building.

Auto rebalancing
Switch between funds
Settlement option

Get Plan Details →

Kotak Life Insurance

📈 10% - 18% p.a. Returns

Kotak Life ULIP plans combine robust fund management with flexible premium options for every investor.

Multiple fund options
Premium redirection
Tax-free maturity

Get Plan Details →

⭐ Popular

Tata AIA Life Insurance

📈 12% - 21% p.a. Returns

Backed by Tata Group legacy and AIA global reach, Tata AIA ULIPs deliver reliable, consistent performance.

Guaranteed additions
Smart fund switching
Comprehensive protection

Get Plan Details →

Aviva Life Insurance

📈 10% - 17% p.a. Returns

Aviva brings over 300 years of global insurance expertise to deliver trusted ULIP products in India.

Fund performance tracker
Flexible withdrawals
Life stage option

Get Plan Details →

⭐ Popular

SBI Life Insurance

📈 10% - 18% p.a. Returns

SBI Life is backed by State Bank of India, offering solid, transparent ULIP plans with nationwide reach.

SBI network support
Transparent charges
Strong fund performance

Get Plan Details →

⭐ Popular

ICICI Prudential Life Insurance

📈 12% - 22% p.a. Returns

ICICI Prudential is among the largest private insurers with award-winning ULIP products and excellent fund options.

Wealth boosters
Systematic transfer plan
Goal-based investing

Get Plan Details →

Canara HSBC Life Insurance

📈 10% - 18% p.a. Returns

Canara HSBC Life combines Canara Bank and HSBC banking expertise for smart, competitive ULIP solutions.

Return of mortality charges
Fund switching
Tax benefits

Get Plan Details →

ULIP Calculator

Calculate Your ULIP Returns

Slide to customize your investment. See your wealth grow in real time.

Monthly Premium Rs.5,000 / mo

Rs.1,500Rs.1 Lakh

Policy Duration 10 Years

5 Years30 Years

Expected Returns 12% p.a.

6%24%

⚠ Returns are estimates. Past performance does not guarantee future results. Investments are subject to market risk.

Invest in Best ULIP Now →

Estimated Maturity Amount

Rs.0

Tax-free under Section 10(10D)

Total Invested

Rs.0

Wealth Gained

Rs.0

Absolute Return

Tax Benefit/Year

Up to Rs.46,800

Investment vs Returns Breakdown

Invested

Returns

Want the best ULIP for your numbers? Call 8920998092

Why ULIPBazaar

India's Most Trusted ULIP Platform

🇻

Zero Commission Advice

Our advisors are salaried, not commission-driven. Every recommendation is based purely on your financial goals.

📊

Compare All in One Place

Side-by-side comparison of 50+ ULIP plans across 10 insurers - funds, charges, returns, features.

🧮

Highly Accurate Calculator

Our return projector uses real fund NAV data to give realistic estimates of your future wealth.

💼

IRDAI Certified Advisors

All our financial advisors are IRDAI certified with 10+ years of experience in life insurance.

🔒

100% Data Privacy

Your personal and financial data is encrypted with bank-grade security. Never shared.

⚡

Fast Policy Issuance

We handle all paperwork and insurer coordination for the quickest possible policy issuance.

How It Works

Start Your ULIP Journey in 4 Simple Steps

Share Your Goals

Tell us your investment amount, financial goals, risk appetite and time horizon in 2 minutes.

Compare Plans

We shortlist top 3 ULIP plans across 10 insurers that perfectly match your profile.

Talk to Expert

An IRDAI certified advisor calls you within 30 minutes to walk you through the plans.

Invest & Grow

Complete KYC online, select your funds, and start building tax-free wealth from day one.

📞 Start Now - Call 8920998092

Customer Stories

Real Investors, Real Results

★★★★★

"ULIPBazaar helped me pick ICICI Prudential. Investment has grown over 16% in 3 years. Completely transparent with zero hidden charges."

Rajesh Sharma, New Delhi

ICICI Prudential ULIP

★★★★★

"Overwhelmed by choices, their advisor explained everything and suggested Tata AIA. Best financial decision I have made in years."

Priya Verma, Mumbai

Tata AIA ULIP

★★★★★

"The calculator is incredibly accurate. Invested in Max Life on their recommendation. Returns have exceeded my expectations."

Amit Gupta, Bangalore

Max Life ULIP

★★★★★

"Very knowledgeable team. Explained fund options clearly and helped me choose SBI Life for retirement goal. Excellent service!"

Sunita Patel, Ahmedabad

SBI Life ULIP

★★★★★

"Bajaj Allianz recommended by ULIPBazaar is giving 18% returns. Comparison tool saved hours of research. Zero commission!"

Vikram Nair, Chennai

Bajaj Allianz ULIP

★★★★★

"Invested in Kotak Life for my child education through ULIPBazaar. Team handled everything from KYC to follow-ups. Truly hassle-free."

Meera Joshi, Pune

Kotak Life ULIP

FAQ

Your ULIP Questions, Answered

What is a ULIP and how does it work?+

ULIP (Unit Linked Insurance Plan) combines life insurance with market-linked investment. Part of your premium provides life cover, the rest is invested in equity, debt, or balanced funds of your choice. This gives you dual benefit: wealth creation and life protection in a single plan.

How is ULIP different from a Mutual Fund?+

ULIPs provide life insurance coverage while mutual funds are pure investments. ULIPs offer superior tax advantages: premiums qualify under Section 80C and the entire maturity is tax-free under Section 10(10D). Fund switching within ULIP attracts no capital gains tax, unlike mutual fund switches.

What are the tax benefits of investing in ULIP?+

Premiums paid are deductible up to Rs.1.5 lakh per year under Section 80C. The entire maturity amount is tax-free under Section 10(10D). There is no long-term capital gains tax on switching between funds within the ULIP. This makes ULIP one of India's most tax-efficient investment products.

What is the minimum investment in a ULIP?+

You can start investing in a ULIP for as low as Rs.1,500 per month. There is no maximum limit. Most insurers require sum assured to be at least 10 times the annual premium. You can also make top-up premiums at any time after the lock-in period to accelerate wealth creation.

What is the lock-in period for ULIP?+

ULIPs have a mandatory 5-year lock-in period as per IRDAI regulations. Withdrawals are not permitted during this period. After 5 years, partial withdrawals are allowed tax-free. Most experts recommend staying invested for 10-15 years for maximum compounding benefits.

Which ULIP plan should I choose in 2025?+

The best ULIP depends on your income, risk appetite, and goals. Top performers include ICICI Prudential Wealth Builder, Tata AIA Fortune Pro, Max Life Fast Track Super, and Bajaj Allianz Future Gain. Our advisors shortlist top 3 plans for you free. Call 8920998092.

Can I switch between funds inside a ULIP?+

Yes! Free fund switching is one of ULIP biggest advantages. You can move between equity, debt, and balanced funds based on market conditions and your risk comfort. Most insurers provide 4-12 free switches per year, letting you protect gains in volatile markets.

What happens if I miss paying my ULIP premium?+

Insurers offer a grace period of 15-30 days after a missed premium. If unpaid during lock-in period, the policy lapses and fund moves to a discontinued fund. After lock-in, you can revive within 2-3 years by paying outstanding premiums plus interest.

Get Expert Advice